Legal notice

Updated 5 November 2026.

1. Publisher and operator

This website is published and operated by KATMAI HEALTH SERVICES, LLC, a limited liability company, using the store name Horizon at horizonoak.click. Briarhaven Press is the store’s editorial imprint. These names identify the storefront and its publications; they identify the storefront and editorial imprint of the operator named here.

2. Business correspondence

The business correspondence address is 11001 Omalley Centre Dr, Anchorage, AK 99515, United States. Contact the operator through contact@horizonoak.click or +1 415-746-6343. The address is not a shop, public reading room or physical return centre. Please use the contact channels first for order assistance.

3. Store and hosting platform

The online store, checkout and order infrastructure are provided through Shopify. Digital file fulfilment uses Shopify Digital Products. Payment services are provided by the payment providers displayed at checkout. Provider involvement does not change the identity of the seller shown above or your ability to contact us about the purchase.

4. Purpose of publications

The catalogue consists of original English PDF educational guides and printable workbook pages. The material addresses everyday planning and money questions at a general level. It does not consider your personal circumstances, establish a professional adviser relationship or recommend a specific investment, lender or financial product. No outcome is guaranteed.

5. Editorial responsibility

We aim to describe each edition accurately and make the file correspond to its listing. Worked examples are fictional and illustrative. Dates, calculations and explanations should be read in context. If you identify an error, send the title, edition and page reference so we can review it. We do not require you to provide your personal financial information to report an editorial issue.

6. Intellectual property

Original text, layouts, store artwork and publication design are protected by applicable intellectual property law. A purchase provides the personal-use licence described in the product listing and terms. It does not transfer copyright or permit resale, redistribution or public hosting. Rights belonging to third parties remain with their respective owners.

7. External references

A guide may link to an independent public educational resource. Such links provide further reading and do not imply sponsorship, endorsement or a commercial relationship. External resources describe their own jurisdiction and can change. Review the destination’s terms and privacy information before submitting personal data there.

8. Purchase conditions

Prices, format and included material are stated on the product page and confirmed at checkout. Purchases are one-time digital transactions. Refunds, file access and privacy are explained in the corresponding policies linked from the store and checkout. The standalone Horizon booklet’s six price options deliver the same file without extra benefits at higher prices.

9. Availability and reporting

The store may be temporarily unavailable for maintenance, technical faults or provider interruptions. Keep a saved copy of your purchased edition and order confirmation. Contact us if an interruption prevents access to a file you purchased. Please report suspected misuse or misleading material with a specific link and a description; do not send unsolicited sensitive documents.

10. Consumer rights and notices

This notice does not limit mandatory consumer rights or available remedies for non-supply, defective content or an inaccurate description. Questions about the identity of the operator, an order or a policy can be sent to the contact details below. The current notice applies to use of this website; the terms accepted for a purchase remain relevant to that purchase.

Contact

Horizon is operated by KATMAI HEALTH SERVICES, LLC, 11001 Omalley Centre Dr, Anchorage, AK 99515, United States. Website: https://horizonoak.click. Email: contact@horizonoak.click. Phone: +1 415-746-6343. Support hours: Monday to Friday, 09:00–17:00 America/Chicago; target reply within two business days.